1. Introduction
LunarFye ("we," "our," "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, store, and protect your data when you use our budgeting and financial planning services. By using our Service, you agree to the terms of this policy.
2. Information We Collect
We collect the following types of information to provide and improve our Service:
- Personal Information: When you register for an account, we collect personal details such as your name, email address, and other identifying information.
- Financial Data: To help you manage your budget, we may collect financial data, such as income, expenses, bank account details, and transaction histories. This information is encrypted for your privacy.
- Usage Data: We may collect data on how you interact with our app, including page views, device information, and usage patterns to improve the user experience.
- Cookies and Tracking Technologies: We use cookies and other tracking technologies to personalize your experience and gather analytics on how our service is used. You can manage cookies through your browser settings.
3. How We Use Your Information
The information we collect is used for the following purposes:
- To provide, operate, and maintain our budgeting and financial planning services.
- To personalize your experience and tailor content to your needs.
- To analyze usage patterns and improve the functionality and performance of our service.
- To communicate with you, including sending account updates, promotional materials (if opted-in), and support-related messages.
- To comply with legal obligations and resolve disputes if necessary.
4. Data Sharing and Disclosure
We do not sell your personal information to third parties. However, we may share your information in the following situations:
- With Service Providers: We may share your data with trusted third-party vendors who help us provide the service, such as cloud hosting services, payment processors, or email communication tools. These parties are obligated to use your information only for the purposes outlined by us and under strict confidentiality agreements.
- For Legal Reasons: We may disclose your information if required by law or to protect the rights, property, or safety of LunarFye, its users, or others. This includes compliance with legal processes or in response to requests from government authorities.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction, and you will be notified of such changes as required by law.
5. Data Security
We take the security of your data seriously and use industry-standard encryption techniques (such as SSL/TLS) to protect your personal and financial information. While we strive to use commercially acceptable means to protect your data, no method of transmission over the internet or electronic storage is 100% secure.
6. Your Data Rights
Depending on your location, you may have certain rights regarding your personal data. These rights may include:
- Access: You can request access to the personal information we hold about you.
- Correction: You can update or correct any inaccurate or incomplete information.
- Deletion: You can request the deletion of your data, subject to certain legal restrictions.
- Opt-Out: You can opt-out of receiving promotional emails or communications at any time by following the instructions in those communications.
To exercise your rights, please contact us using the contact information provided at the end of this Privacy Policy.
7. Retention of Data
We retain your personal and financial information only for as long as necessary to provide our services to you and comply with legal obligations. Once your data is no longer needed, we will securely delete or anonymize it.
8. Children's Privacy
Our service is not intended for children under the age of 13. We do not knowingly collect or solicit personal information from children. If we learn that we have inadvertently collected personal information from a child under 13, we will take steps to delete that information as soon as possible.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page, and the “Last Updated” date will be revised accordingly.
10. Contact Us
If you have any questions about this Privacy Policy or how we handle your personal data, please contact us:
- By visiting this page on our website: http://lunarfye.com/contact