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Terms of Service

Effective Date: 01/18/2025

By using our Financial Budget Tracker App (LunarFye), you ("User") agree to be bound by the following terms and conditions. If you do not agree with these terms, do not use the App.

1. Account Registration and Security

You must create an account to use the App. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You agree to immediately notify us of any unauthorized use of your account.

2. Access to Financial Data

The App integrates with Plaid to securely access your financial information, including but not limited to your bank accounts and transactions, to help you manage your budget. You authorize Plaid to share this data with us, and we agree to store and handle this data securely in compliance with applicable privacy laws.

3. Use of Data

Your financial data is used solely for the purpose of providing the budget tracking services. We will not sell or share your financial information with third parties for marketing purposes without your explicit consent.

4. Privacy

We are committed to protecting your privacy. Please refer to our Privacy Policy for detailed information about how we collect, use, and protect your personal and financial information.

5. Eligibility

The App is available for residents of the United States and Canada. By using the App, you confirm that you are located in one of these regions.

6. Limitations of Liability

The App is provided "as is," and we make no warranties or representations about the accuracy, reliability, or availability of the services. We are not liable for any loss or damage resulting from your use of the App, including but not limited to errors in financial data, system outages, or unauthorized transactions.

7. Termination

We reserve the right to suspend or terminate your access to the App at any time, for any reason, including if we believe you have violated these terms.

8. Changes to Terms

We may update these terms from time to time. Any changes will be effective when posted on the App. You are responsible for reviewing the terms regularly to stay informed of any updates.

9. Governing Law

These terms are governed by the laws of US, and any disputes arising from the use of the App will be resolved in the courts located in US.

10. Contact Information

For any questions regarding these terms, please contact us at lunarfye.team@gmail.com.

By using the App, you acknowledge that you have read, understood, and agree to these Terms of Service.